Corporate information
Operational review
Annual financial statements
Additional information
Annual general meeting
Nedcor profile
Group strategy
Sustainability report
Three-year review statistic and ratios
Economic review
Remuneration report
Three-year review income statemen
t
Chairman’s statement
Risk management report
Three-year review balance sheet
Board of directors
Basel II update
Review of 2004
Chief Executive’s review
Chief Financial Officer’s report
Group structure
Enterprise governance and compliance
Nedbank Capital
Nedbank Corporate
Nedbank Retail
Imperial Bank Limited
Group Support Services
Directors’ responsibility
Statement of changes in shareholders’ equity
Analysis of investments
Company Secretary’s certification
Group cash flow statement
Subsidiary companies
Report of the independent auditors
Balance sheet
Company income statement
Directors’ report
Segmental analysis
Company statement of changes in shareholders’ equity
Group income statement
Business/Operational reporting
Headline earnings reconciliation
Geographical segmental reporting
Company cash flow statement
Group balance sheet
Notes to the annual financial statements
Notes to the compan
y
financial statements
Shareholders’ analysis
Representation of balance sheet
– Domestic
Value-added statement
Geographic spread of Nedcor operations
Capital adequacy
Group currency-adjusted balance sheet
Representation of balance sheet
– Offshore
Definitions
Group currency-adjusted income statement
Glossary of terms
Interest rate risk analysis
Average balance sheet and related interest
Contact details
Currency representation of balance sheet
Chairman's office
Shareholders’ diary
Notice of annual general meeting
Annexure 1
Annexure 2
2004 Annual Report
Site tools
Annual financial statements
Headline earnings reconciliation
for the year ended 31 December
Corporate information
Directors’ responsibility
Three-year review statistic and ratios
Three-year review income statemen
t
Three-year review balance sheet
Review of 2004
Group structure
Group strategy
Economic review
Chairman’s statement
Board of directors
Chief Executive’s review
Operational review
Operational review
Nedbank Capital
Nedbank Retail
Imperial Bank Limited
Group Support Services
Enterprise governance and compliance
Basel II update
Chief Financial Officer’s report
Annual financial statements
Directors’ responsibility
Company Secretary’s certification
Report of the independent auditors
Directors’ report
Group income statement
Headline earnings reconciliation
Group balance sheet
Statement of changes in shareholders’ equity
Group cash flow statement
Balance sheet
Segmental analysis
Business/Operational reporting
Geographical segmental reporting
Notes to the annual financial statements
Analysis of investments
Subsidiary companies
Company income statement
Company statement of changes in shareholders’ equity
Company cash flow statement
Notes to the compan
y
financial statements
Additional information
Shareholders’ analysis
Geographic spread of Nedcor operationsl
Group currency-adjusted balance sheet
Group currency-adjusted income statement
Interest rate risk analysis
Currency representation of balance sheet
Representation of balance sheet
- Domestic
Representation of balance sheet
- Offshore
Average balance sheet and related interest
Value-added statement
Capital adequacy
Definitions
Glossary of terms
Contact details
Annual general meeting
Letter from the Chairman
Question form for annual general meeting
Shareholders’ diary
Notice of annual general meeting
Annexure 1
Annexure 2
Form of proxy
Notes to proxy form
2004
2003
Notes
Rm
Rm
Income/(Loss) attributable to shareholders
974
(1 600)
Less:
Non-headline earnings items
(473)
(1 655)
Non-trading and capital items
26
(510)
(1 693)
Taxation on non-trading and capital items
27.2
37
38
Headline earnings
1 447
55
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