 |
|
|
|
|
|
|
| |
|
|
|
2004
|
|
2003*
|
| |
|
Notes
|
|
Rm
|
|
Rm
|
| Interest income |
|
|
|
23 825
|
|
28 141
|
| Interest expense |
|
|
|
16 258
|
|
21 333
|
| Net interest income |
|
|
|
7 567
|
|
6
808
|
| Non-interest revenue |
|
|
|
8 197
|
|
7 953
|
| Foreign currency translation losses |
|
|
|
(372)
|
|
(1 416)
|
| Gross operating income |
|
|
|
15 392
|
|
13 345
|
| Impairment of advances |
|
|
|
1 416
|
|
2 063
|
| Income after impairment of advances |
|
|
|
13 976
|
|
11 282
|
| Operating expenses |
|
|
|
11 111
|
|
10 309
|
| Recovery programme expenses |
|
|
|
379
|
|
|
| Merger expenses |
|
|
|
246
|
|
394
|
| Profit from operations before non-trading
and capital items |
|
|
|
2 240
|
|
579
|
| Non-trading and capital items |
|
|
|
(510)
|
|
(1 693)
|
| Profit/(Loss) from operations |
|
|
|
1 730
|
|
(1 114)
|
| Attributable earnings of associates and joint
ventures |
|
|
|
147
|
|
132
|
| Profit/(Loss) before taxation |
|
|
|
1 877
|
|
(982)
|
| Taxation |
|
|
|
576
|
|
390
|
| Taxation on non-trading and capital items |
|
|
|
(37)
|
|
(38)
|
| Profit/(Loss) after taxation |
|
|
|
1 338
|
|
(1 334)
|
| Minority interest income attributable to: |
|
|
|
|
|
|
| Ordinary shareholders |
|
|
|
(135)
|
|
(133)
|
| Preference shareholders |
|
|
|
(229)
|
|
(133)
|
| Income/(Loss) attributable to shareholders |
|
|
|
974
|
|
(1 600)
|
| Earnings per share |
(cents)
|
|
|
270
|
|
(546)
|
| Diluted earnings per share |
(cents)
|
|
|
269
|
|
(545)
|
| Headline earnings per share |
(cents)
|
|
|
401
|
|
19
|
| Diluted headline earnings per share |
(cents)
|
|
|
400
|
|
19
|
| Dividend declared per share |
(cents)
|
|
|
120
|
|
240
|
| |
|
|
|
|
|
| |
|
|
|
|
|
|
