 |
|
|
|
| |
|
|
|
| Rm |
2004 |
2003 |
2002 |
| Interest income |
23 825 |
28 141 |
23 607 |
| Interest expense |
16
258 |
21 333 |
17 652 |
| Net interest income |
7 567 |
6 808 |
5 955 |
| Non-interest revenue |
8 197 |
7 953 |
6 822 |
| Foreign exchange translation losses |
(372) |
(1 416) |
(1 216) |
| Gross operating income |
15 392 |
13 345 |
11 561 |
| Impairment of advances |
1
416 |
2 063 |
1 067 |
| Income after impairment of advances |
13 976 |
11 282 |
10 494 |
| Operating expenses |
11 111 |
10 309 |
7 366 |
| Recovery programme expenses |
379 |
|
|
| Merger expenses |
246 |
394 |
193 |
| Profit from operations before non-trading and capital
items |
2 240 |
579 |
2 935 |
| Non-trading and capital items |
(510) |
(1 693) |
(1 793) |
| Profit/(Loss) from operations |
1 730 |
(1 114) |
1 142 |
| Attributable earnings of associates
and joint ventures |
147 |
132 |
162 |
| Profit/(Loss) before taxation |
1 877 |
(982) |
1 304 |
| Taxation |
576 |
390 |
418 |
| Taxation on non-trading and capital
items |
(37) |
(38) |
(192) |
| (Loss)/Profit after taxation |
1 338 |
(1 334) |
1 078 |
| Minority interest income attributable to |
|
|
|
| Ordinary shareholders |
(135) |
(133) |
(203) |
| Preference shareholders |
(229) |
(133) |
|
| Income/(Loss) attributable to shareholders |
974 |
(1 600) |
875 |
| |
|
|
|
| Adjusted for: |
|
|
|
| Non-trading and capital items |
(510) |
(1 693) |
(1 793) |
| Taxation on non-trading and capital
items |
37 |
38 |
192 |
| Headline earnings |
1
447 |
55 |
2 476 |
