| Notes | 2009 Rm |
2008 Rm |
|||
| Interest and similar income | 12 | 50 537 | 57 986 | ||
| Interest expense and similar charges | 13 | 34 231 | 41 816 | ||
| Net interest income | 16 306 | 16 170 | |||
| Impairments charge on loans and charges | 27.1 | 6 634 | 4 822 | ||
| Income from lending activities | 9 672 | 11 348 | |||
| No-interest revenue | |||||
| Operating income | 21 578 | 22 077 | |||
| Total operating expenses | 15 100 | 13 741 | |||
| Operating expenses | 15 | 14 974 | 13 547 | ||
| BEE transaction expenses | 15.1 | 126 | 194 | ||
| Indirect taxation | 16 | 438 | 374 | ||
| Profit from operations before non-trading and capital items | 6 040 | 7 962 | |||
| Non-trading and capital items | 17 | 624 | 756 | ||
| Profit from operations | 6 664 | 8 718 | |||
| Share of profits of associates and joint ventures | 30.2 | 55 | 154 | ||
| Profit before direct taxation | 6 719 | 8 872 | |||
| Direct taxation | 18.1 | 1 307 | 1 868 | ||
| Profit for the year | 5 412 | 7 004 | |||
| Other comprehensive income net of taxation | (228) | 255 | |||
| Exchange differences on translating foreign operations | (335) | 242 | |||
| Fair-value adjustments on available-for-sale-assets | 21 | (71) | |||
| Gains on property revaluations | 86 | 84 | |||
| Total comprehensive income for the year | 5 184 | 7 259 | |||
| Profit attributable to: | |||||
| Equity holders of the parent | 4 826 | 6 410 | |||
| Non-controlling interest | - ordinary shareholders | 242 | 257 | ||
| - preference shareholders | 344 | 337 | |||
| 5 412 | 7 004 | ||||
| Total comprehensive income attributable to: | |||||
| Equity holders of the parent | 4 603 | 6 665 | |||
| Non-controlling interest | - ordinary shareholders | 237 | 257 | ||
| - preference shareholders | 344 | 337 | |||
| Total comprehensive income for the year | 5 184 | 7 259 | |||
| Basic earnings per share (cents) | 19.1 | 1 140 | 1 581 | ||
| Diluted earnings per share (cents) | 19.1 | 1 109 | 1 558 | ||
| Dividend declared per share (cents) | 20.1 | 440 | 620 | ||
| Dividend paid per share (cents) | 20.1 | 520 | 660 | ||