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DOWNLOAD THE COMPLETE NEDBANK ANNUAL REPORT 2008
  (PDF - 5.9MB)

ANNUAL REPORT 2008

OVERVIEW
  (PDF - 2.2MB)
  • 2008 highlights
  • Group profile
  • Financial highlights
  • Investment case
  • Group strategy
  • Review of 2008
  • Focus areas for 2009
  • Segmental operational statistics
  • Operational footprint
  • Nedbank history
  • Group structure
  • Company structure
  • Business profile
  • Seven-year review
  • Economic review
GROUP REPORTS
  (PDF - 415KB)
  • Chairman's Statement
  • Board of Directors
  • Chief Executive's Report
  • Chief Financial Officer's Report
  • Shareholders' analysis
OPERATIONAL REVIEWS
  (PDF - 582KB)
  • Nedbank Corporate
  • Nedbank Capital
  • Nedbank Retail
  • Imperial Bank
  • Group Technology
  • The Nedbank brand
  • Group Human Resources and employment equity
  • Skills development
GOVERNANCE
  (PDF - 1.4MB)
  • Enterprise Governance and Compliance
  • Approach to sustainability and value-added statement
  • Risk and Capital Management Report
ANNUAL FINANCIAL STATEMENTS
  (PDF - 1.1MB)
  • Directors' responsibility
  • Company Secretary Certification
  • Independent Auditors' Report to the members of the Nedbank Group Limited
  • Audit Committee Report
  • Directors' Report 2008
  • Remuneration Report
  • Nedbank Group employee incentive schemes
  • Group income statement
  • Group balance sheet
  • Group currency-adjusted income statement
  • Group currency-adjusted balance sheet
  • Group statement of changes in total shareholders' equity
  • Group cashflow statement
  • Operational segmental reporting
  • Geographical segmental reporting
  • Notes to the financial statements
  • Analysis of investments in associates and joint ventures
  • Analysis of investments in subsidiaries
  • Nedbank major subsidiary companies
  • Company income statement
  • Company balance sheet
  • Company statement of changes in shareholders' equity
  • Company cashflow statement
  • Notes to the company financial statements
SHAREHOLDER MEETING MATTERS
  (PDF - 130KB)
  • Letter from the Chairman
  • Questions Form for the Annual General Meeting
  • Shareholders' Diary
  • Notice of annual general meeting
  • Proxy form
OTHER INFORMATION
  (PDF - 125KB)
  • Definitions
  • Abbreviations, acronyms and initialisms
  • Instrument codes
  • Contact details
   

NEDBANK GROUP SUSTAINABILITY AND TRANSFORMATION REPORT

SUSTAINABILITY AND TRANSFORMATION
  (PDF - 13.3MB)
  • About Nedbank Group
  • Enterprise governance and compliance
  • Shareholders
  • Our clients
  • Staff matters
  • Supplier regulations
  • Corporate social investment and staff volunteerism
  • The environment
  • The Nedbank Affinities
  • Africa and international operations