| |
|
|
2008 |
|
2007 |
| |
Notes |
|
Rm |
|
Rm |
| Interest and similar income |
11 |
|
57 986 |
|
42 001 |
| Interest expense and similar charges |
12 |
|
41 816 |
|
27 855 |
| Net interest income |
|
|
16 170 |
|
14 146 |
| Impairments charge on loans and advances |
27.1 |
|
4 822 |
|
2 164 |
| Income from lending activities |
|
|
11 348 |
|
11 982 |
| Non-interest revenue |
13 |
|
10 729 |
|
10 446 |
| Operating income |
|
|
22 077 |
|
22 428 |
| Total operating expenses |
|
|
13 741 |
|
13 489 |
| |
– |
Operating expenses |
14 |
|
13 547 |
|
13 341 |
| |
– |
BEE transaction expenses |
15 |
|
194 |
|
148 |
| Indirect taxation |
16 |
|
374 |
|
305 |
| Profit from operations before non-trading and capital items |
|
|
7 962 |
|
8 634 |
| Non-trading and capital items |
17 |
|
756 |
|
111 |
| Profit from operations |
|
|
8 718 |
|
8 745 |
| Share of profits of associates and joint ventures |
31.2 |
|
154 |
|
239 |
| Profit before direct taxation |
|
|
8 872 |
|
8 984 |
| Direct taxation |
18.1 |
|
1 868 |
|
2 343 |
| Profit for the year |
|
|
7 004 |
|
6 641 |
| Profit attributable to: |
|
|
|
|
|
| Equityholders of the parent |
|
|
6 410 |
|
6 025 |
| Minority interest |
– ordinary shareholders |
| |
– preference shareholders |
|
|
|
257 |
|
344 |
| |
|
337 |
|
272 |
| |
|
|
7 004 |
|
6 641 |
| Basic earnings per share (cents) |
19.1 |
|
1 581 |
|
1 511 |
| Diluted earnings per share (cents) |
19.1 |
|
1 558 |
|
1 454 |
| Dividend declared per share (cents) |
20.1 |
|
620 |
|
660 |
| Dividend paid per share (cents) |
20.1 |
|
660 |
|
594 |
| |
|
|
|
|
|
