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  • Strong performance from all operating divisions
  • Headline earnings up 81,7% to R3 167 million
  • Headline EPS up 65,0% to 797 cents
  • Fully diluted HEPS up 64,1% to 791 cents
  • ROE increased from 11,0% to 15,5%
  • Efficiency ratio improved from 71,8% to 65,1%
  • Strong group capital adequacy of 12,9%
  • Final dividend per share up 143% to 185 cents