CONSOLIDATED
STATEMENT OF FINANCIAL POSITION

AT 31 DECEMBER
  Notes 2010
Rm		 2009
Rm
ASSETS      
Cash and cash equivalents 21 8 650 7 867
Other short-term securities 22 27 044 18 550
Derivative financial instruments 23 13 882 12 710
Government and other securities 25 31 824 35 983
Loans and advances 26 475 273 450 301
Other assets 28 10 014 5 455
Clients' indebtedness for acceptances   1 953 2 031
Current taxation receivable   483 602
investment securities 29 11 918 11 025
Non-current assets held for sale 31 5 12
Investments in associate companies and joint ventures 30 936 924
Deferred taxation asset 32 284 282
Investment property 33 199 211
Property and equipment 34 5 612 4 967
Long-term employee benefit assets 35 2 052 1 860
Mandatory reserve deposits with central bank 21 11 095 10 508
Intangible assets 36 7 494 7 415
Total assets   608 718 570 703
       
EQUITY AND LIABILITIES      
Ordinary share capital 38.1 449 436
Ordinary share premium   15 522 13 728
Reserves   28 130 25 485
       
Total equity attributable to equity holders of the parent   44 101 39 649
       
Non-controlling interest attributable to:      
– ordinary shareholders   153 1 849
– preference shareholders 38.2 3 560 3 486
       
Total equity   47 814 44 984
Derivative financial instruments 23 12 052 11 551
Amounts owed to depositors 39 490 440 469 355
Provisions and other liabilities 40 18 245 11 252
Liabilities under acceptances   1 953 2 031
Current taxation liabilities   191 315
Deferred taxation liabilities 32 1 804 1 942
Long-term employee benefit liabilities 35 1 414 1 304
Investment contract liabilities 41 7 309 6 749
Insurance contract liabilities 42 1 392 1 133
Long-term debt instruments 43 26 104 20 084
Total liabilities   560 904 525 719
Total equity and liabilities   608 718 570 703
Guarantees on behalf of clients 44 29 614 28 161