CONSOLIDATED
STATEMENT OF COMPREHENSIVE INCOME

FOR THE YEAR ENDED 31 DECEMBER
  Notes 2010
Rm		 2009
Rm		  
Interest and similar income 12 44 377 50 537  
Interest expense and similar charges 13 27 769 34 231  
Net interest income   16 608 16 306  
Impairments charge on loans and advances 27.1 6 188 6 634  
Income from lending activities   10 420 9 672  
Non-interest revenue 14 13 215 11 906  
Operating income   23 635 21 578  
Total operating expenses   16 598 15 100  
  Operating expenses 15 16 450 14 974  
  BEE transaction expenses 15.1 148 126  
Indirect taxation 16 447 438  
Profit from operations before non-trading and capital items   6 590 6 040  
Non-trading and capital items 17 (91) 624  
         
Profit from operations   6 499 6 664  
Share of profits of associates and joint ventures 30.1 1 55  
Profit before direct taxation   6 500 6 719  
Direct taxation 18.1 1 364 1 307  
         
Profit for the year   5 136 5 412  
Other comprehensive loss net of taxation   (77) (228)  
Exchange differences on translating foreign operations   (246) (335)  
Fair-value adjustments on available-for-sale assets   (3) 21  
Gains on property revaluations   172 86  
         
Total comprehensive income for the year   5 059 5 184  
Profit attributable to:        
Equity holders of the parent   4 811 4 826  
Non-controlling interest – ordinary shareholders   59 242  
  – preference shareholders   266 344  
    5 136 5 412  
Total comprehensive income attributable to:        
Equity holders of the parent   4 734 4 603  
Non-controlling interest – ordinary shareholders   59 237  
  – preference shareholders   266 344  
Total comprehensive income for the year   5 059 5 184  
         
Basic earnings per share (cents) 19.1 1 084 1 140  
Diluted earnings per share (cents) 19.1 1 050 1 109